If you are shopping for a used car in or around Pittsburgh, you might feel overwhelmed by the number of dealerships in the area. However, depending on your financial situation, your shopping options could be limited. Most people need to rely on some type of financing in order to buy a car. While people with good and excellent credit can often secure auto loans with lower-than-average interest rates, people with fair or poor credit might struggle to receive financing at all.
If you have bad credit and you need a car, you should plan to visit a buy here pay here dealership when you begin shopping. Unlike traditional dealerships, many customers at buy here pay here dealerships have no credit, bad credit, or are even undergoing a bankruptcy. At buy here pay here dealerships like J.D. Byrider, customers in a variety of financial situations are often happily surprised to learn that they qualify for financing.
J.D. Byrider Vehicles
At the Pittsburgh J.D. Byrider, you will notice the difference between our dealership and other buy here pay here dealerships as soon as you start shopping our inventory. Before we sell a car, it must pass a thorough inspection, servicing, and reconditioning process, including:
- A 92-point inspection*** using the latest computer technology
- A 20-minute test drive with one of our technicians
- An oil change
- A brake pad, exterior light, wiper blade, and tire balance check
- A reconditioning of 76 parts, including the exhaust system, radio, heater, and air conditioner
Affording Your Car
When you buy a car using financing from a buy here pay here dealership, you should be aware that you will probably pay higher-than-average interest rates on your loan. However, making your payments on time and in full will help you improve your financial stability over time. Unlike other dealerships, J.D. Byrider remains committed to your financial success even after you drive away. We report your on-time payments to the three major credit bureaus to ensure that your credit score will improve just by shopping with us.
At J.D. Byrider, we want to help you understand the true cost of your car before you make a purchase with us. We understand that you probably are not a car expert, and so we will share our knowledge with you. We will help you compare the factors that make cars more or less affordable, including the cost of insurance, the vehicle’s gas mileage, the length of the loan, and the cost of regular maintenance and repairs. Our commitment to transparency with our customers means that you will not drive home in a car you cannot afford.
Our Financing Process
If you are ready to begin shopping with your Pittsburgh J.D. Byrider, you are probably wondering whether or not you will qualify for financing. We have streamlined the financing process at our dealership, meaning that you will not have to wait around for hours to hear about your options. Simply click here to get started with the process. Completing our 60-second financing online will not affect your credit score, and you will not have to enter your Social Security number.
After you complete our 60-second financing, someone from the Pittsburgh location will contact you to set up a time for you to visit our dealership. When you visit us, we will discuss your financing options in detail and help you compare the vehicles in our inventory. Then, you will have the opportunity to ask questions and test drive while you make a decision. If you have bad credit and you need a used car, contact J.D. Byrider in Pittsburgh today. We can’t wait to help you drive away in a used car and start rebuilding your credit score!