When you have bad credit or no credit, financing a car may seem impossible. If you’ve tried getting approved for a loan at a traditional car dealership, you probably found it to be a tedious, stressful, and disappointing process. But that doesn’t mean you’re completely out of luck!
Buy here pay here dealerships, like J.D. Byrider in Pittsburgh, PA, may be able to help you—even if your credit history is less than perfect. That’s because our business is to do our best to work with you to get you financed for the car you need.
So don’t let your credit score keep you off the road. Stop by J.D. Byrider today and let us help you get behind the wheel of a great car!
Buy Here Pay Here vs. Traditional Dealerships
How is it that buy here pay here dealerships can get you financed when traditional dealerships can’t?
When you go to a traditional dealership, getting approved for financing can be more difficult because these dealerships usually have to go through a third-party bank to get your loan. Because of that, they have little to no say over whether you’ll actually get approved. And, when you have bad credit or no credit, it’s not very likely that a bank will approve you for financing.
That’s where buy here pay here dealerships can help. If you’ve been caught in a hopeless and tiresome process of trying (and failing) to get financed for a vehicle, a buy here pay here dealership like J.D. Byrider could be the solution for you.
Getting approved for financing is easier at a buy here pay here dealership because no third parties are involved in the process. At J.D. Byrider, we listen to your story; we consider your current financial situation; and we work with you to create a payment plan that works with your budget and your pay schedule. So even if you have some dings and dents on your credit report, you can still get approved for financing for a smooth, shiny vehicle.
J.D. Byrider Goes the Extra Mile
J.D. Byrider isn’t the only buy here pay here dealership out there, but we think we prove our value over the competition in many ways. Here are just a few ways J.D. Byrider stands out from other buy here pay here dealerships:
• Easy, on-site credit approval process
• Affordable payments scheduled on your paydays
• 92-point quality inspection
• Services, computer-tested and reconditioned cars
• Clean-title verified
• 36-Month / 36,000-Mile Limited Warranty
• Low-cost service and repairs—often the lowest in town
• We help put you in a position to improve your credit
Great Selection of Affordable, Quality Vehicles
When you’re getting ready to make such a big purchase as buying a car, you want to be sure you’re getting the best quality at the best price.
At J.D. Byrider in Pittsburgh, you can be sure that you’ll find a great-looking car you love. And not just that—you’ll find a great-looking car that has been put to the test to make sure that it’s in tip-top shape.
Clean Title Verified
When you buy a vehicle from J.D. Byrider, you can drive easy knowing that each one is clean title verified. We check all our vehicles’ titles with sources like Carfax and Autocheck to make sure you can drive away confident that your car doesn’t have any scary history. We don’t sell cars with salvaged, restored or rebuilt titles.
Great Deals for Servicing Your Vehicle
When you buy a car from J.D. Byrider, you already know you’re getting a great deal on the vehicle itself. But what you might not know is that you’re also getting a fantastic deal on servicing that will ultimately reduce the cost of owning a vehicle—a deal that’s only available to J.D. Byrider customers!
That’s because our J.D. Byrider garages service only J.D. Byrider vehicles. And what does that mean for you? For one thing, it means you’ll save money on hourly service rates, so you can be sure you’re getting the most bang for your buck whenever you bring your vehicle in for servicing.
But there’s even more! Because of our partnerships with suppliers like AutoZone, we can even save you money on the parts needed to service or repair your vehicle!
Still, we understand that taking your car to a garage for service means time out of your schedule and money out of your pocket. So we want to do our best to make sure you don’t have to do it any more than necessary. That’s why we put all of our vehicles through a rigorous reconditioning process before they even hit the lot.
You can learn more about this process in the video below, but here’s a highlight list of just a few of the things we check:
• Engine mounts, oil and filter, leaks and the intake manifold
• Seatbelts, spare tire, airbag warning lights and the interior and exterior mirrors
• Heating and A/C systems, along with the control knobs and switches
• Frame, underbody and the hood, trunk and gas releases
• Electrical system, including headlights and taillights and the turn signals
• Transmission, suspension, steering, fuel and braking systems
Lots of Payment Options
Once you have the money, making your payments shouldn’t be a complicated process. At J.D. Byrider we believe the process should be as smooth and painless as possible. That’s why we have a variety of options available to you for making your payments, including:
• By phone
• By text
• Western Union
• Automatic withdrawal
• Mobile app
Any of these methods makes it easy to make your payments on time, but an automatic withdrawal plan makes it practically effortless. You don’t even have to think about when to submit your payments, and you never have to worry about a payment accidentally slipping your mind—which could potentially damage your credit score. With automatic payments, you can make sure to make your payments on time and build up your credit score without even thinking about it!
The Road to Better Credit
There are lots of good reasons why you should buy your car from J.D. Byrider. You’ll be getting a great vehicle in great condition for a great price. But what’s even more is that you’ll also be getting the opportunity to earn a great credit score.
If you have bad credit or no credit, you may have found car shopping to be a hopeless effort—particularly if you’ve been going to traditional dealerships. It’s stressful enough because you can’t get the car you need to meet the demands of your daily life; but it might be even more stressful because it could make you question your financial health. It may be the first time in your life when you’ve found your bad credit score or lack of credit history affecting your ability to go about your daily life.
At J.D. Byrider, we want to help you out of that situation. That’s why we not only work to get you financed for a vehicle, but we also make sure to report your payment activity to the major credit bureaus. (After all, you definitely want to get the credit and reap the rewards of making on-time, full payments!) And while other buy here pay here dealerships may get you approved, they might not report your payment activity, and you won’t get any of the rewards from making your payments on time.
Before You Leave
When all is said and done and you’re sitting behind the wheel of your awesome vehicle, we have just a few pleasant reminders to make you aware of before you drive off the lot and down the road to credit recovery:
• All our vehicles receive a fresh oil change and a new filter
• We replace any excessively worn tires
• We always conduct the factory-recommended service based on the vehicle’s mileage, so you can drive knowing you’re fit for the read until the next time your vehicle needs routine servicing.
• You can bring your vehicle back to J.D. Byrider to get repairs done at an affordable price.
• All oil changes will be around $10 to help you stay on top of your maintenance and within your budget.
What to Bring
If you’re ready to get approved and get behind the wheel, stop by your Pittsburgh J.D. Byrider and bring:
• Your valid driver’s license
• Your most recent pay stub
• Your most recent utility bill, to establish proof of residence
• Down payment
• Contact information and addresses of references
• Trade title, if you have a trade-in
What Do Our Customers Say?
With over 25 years of business under our belt, we owe it all to our customers and care about what they have to say. So we’ve created a place where J.D. Byrider customers can go and share their experience with the world. You can visit this website at JD-Byrider-Reviews.com to see for yourself how we can make a real, positive difference in people’s lives.
Hit the Road
Are you ready to work with us to get yourself a great car and improve your credit score? Then stop by your Pittsburgh J.D. Byrider today!